See the jurisdictions in which our lawyers are licensed, admitted, or otherwise authorized to practice. Like other debt collection agencies, Rausch Sturm LLC is strictly regulated by The Fair Debt Collection Practices Act. However, they do provide many links to consumer resources, including sites with financial tools such as Credit Karma; the three national credit reporting agencies; and enforcement agencies such as the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). Just keep in mind, they are not looking out for your best interest. In a chain of events starting Monday the 20th of August, I lost my job and I am A full-time college student in my final year of business college. They are unable to produce a payoff amount after 75 days and cannot even estimate when it will be uploaded into their system. Lexington Law offers three service levels at three different price points. Im a little nervous wondering if these people are who they say they are. Said they would keep it out of court we still had to reply back to the local court JP1 a reply . I get daily robocalls from Rausch Sturm ,usually around 10 am or noon,telling me they are a debt collector and tell me to call them at a few different phone numbers..this started about 3 months ago.. If Rausch Sturm contacts you to collect a debt - validate it. We help people file for bankruptcy relief under the Bankruptcy Code.Copyright 2023, Ziegler Diamond Law: Debt Fighters All rights reserved. It is a good idea always to validate the debt. Call 475-277-1600 NOW. I immediately (the same day) paid off the debt through a moneygram to Rausch Sturm and got confirmation that all was well.The next paycheck I received was short the garnished amount and I . (and I have registered on the do not call list,for all the good that did,like nothing).. FinanceJar partners with other companies in the credit and finance industry, such as credit card issuers and credit repair companies. RSIEH failed to provide validation of the debt before filing their case in small claims court. Towed one time. Also its not even a court house address where he should go. Just like dealing with any debt collector, be prepared. I am going to get in touch with the Aged and Disabled Agency in my state but I stumbled on your website while online and I just had to tell you my story. The attorney on the garnishment is Roderick J Kersch Jr. 3209 West 76th Street Suite 301 Minneapolis, MN 55435. For a solid two years they responded only showing the alleged paperwork and my signature. Telephone Number 1-866-639-8507. Rausch Sturm probably isnt a scam, but you should make sure to avoid scammers by verifying your debts and only making payments once you're sure they're legitimate. For the past 40 years, Rausch Sturm law firm has represented financial institutions and creditors. They are likely not going to tell you about your defenses to the lawsuit or your protections from collection. Make sure to respond (or hire someone to do so) so you dont lose off the bat! Learn more about Rausch Sturms impact on your credit score: Unless you tell them not to, Rausch Sturm will keep contacting you until you pay off or settle your debt. Next, review the records from the case. Rausch Sturm Inquiry 1-3-2020 To whom it may concern: I got sick and had to leave my job. If you suspect you have inaccurate information on your credit You can get late payments removed from your credit report by We make money from advertising. Ive not experienced the level of professionalism, care, timeliness in follow-through, and financial compensation obtained through your firm., I wont be afraid to contact you or recommend your services to others for debt collection difficulties. For example, in Arkansas credit card delinquency rate was 5%, and the median credit card debt was $407. In addition XXXX XXXX XXXX did not provide any type of proof of ownership or any type of proof that they this debt is even valid". Timing chain failure, crankshaft and oil leaking in pistons. Rausch Sturm should no longer appear, so if it does, contact the agency and ensure it abides by the terms of the agreement. The debt was initially sold to a collection agency who in turn retained Rausch, Sturm, Israel, Enerson & Hornick, LLP for the purpose of collecting the bill. Unlawful Debt Harassment? I do not owe anyone ANY money,am living on SSI disability ,and have no idea why they are harassing ME.. Im reluctant to call them because there are so many scam artists out there trying to get your personal informationI feel if they had ANY legit debt to collect from me,Id be notified by mail,not by a robocall.. Here are some of the actions that they are forbidden to do: If you believe Rausch Sturm violated your rights under the FDCPA, consult with a consumer rights attorney in your area. They represent a variety of industries, including collecting payments for auto lenders, banks, commercial lenders, credit card companies, student loans, telecommunication providers, and utility providers. and they had me make a payment before any paper work was wrote up or in order???? Remember to request written documentation that clearly states the terms of the agreement before you make a payment. Specialists available Monday to Friday, 10AM - 8PM EST. When I picked the monthly payment option they put me for the full amount not the amount it had initially in the letter which was like almost $400 less. What is Rausch Sturm? This debt is old and is beyond the statute of limitations. Most accurate negative tradelines remain on your credit report for seven years from the delinquency date. They had sent papers to my job about garnishment and I had no idea, i tried to call and emailed but they never contacted me. Rausch Sturm LLP is a Debt Collection Agency business operating in Northborough, Massachusetts, licensed by NYC Department of Consumer Affairs (DCA). Secondly, when she said I was out of the office, they left a number for me to return the call, upon calling I was told they had no one there by that name. 7 calle 1, Suite 204 But in 2016, a debt collector, Rausch Sturm, sued for the remaining debt and . ","step":[{"@type":"HowToStep","text":"First, don\u2019t bury your head in the sand!\u00a0 Florida Courts are divided into 3 levels depending on how much the lawsuit is for:\u00a0 small claims, county court, and circuit court.\u00a0 In small claims cases, a defendant is required to attend a hearing early on called a \u201ccase management conference\u201d; whereas in county court and circuit court, the defendant has 20-days to file a written response from the day the lawsuit papers are served.\u00a0 If a defendant doesn\u2019t appear (in small claims) or they fail to respond (in county court or circuit court), the court will likely enter a default judgment against them.\u00a0 Make sure to respond (or hire someone to do so) so you don\u2019t lose off the bat! This Rausch Sturm company keeps calling me several times a week. I have health issues that prevent me from making plans for anything, much less a court trial date that was set without even asking if I could make it to court on that date. Compensation for potential legal violations, and any results obtained, depends upon the specific factual and legal circumstances of each case. We are Lemberg Law, a Consumer Law Firm. Be persistent. For the past 40 years, our firm has represented financial institutions and creditors. and they, this firm that does not even care to get their figures right, say I owe $11,000.00 so it could be brought before District Court instead of Civil. Received notice that on a credit card debt back in 2006 they put a Lein on my and my husbands home. If a debt collector violates your rights under the Fair Debt Collection Practices Act or does something illegal, then you can report them to the Federal Trade Commission, the Consumer Financial Protection Bureau, or your state attorney general. Rausch, Sturm, Israel, Enerson & Hornik, LLC is a national collection law firm. I have talked with the company and they offered payments however for the full amount and for 5 years. The state of New Mexico seized my bank account and Raush Stern is harassing me day and night. Nov 11, 2022 - Debt Collector. I am being sued by raush sturm over an charged off account by bealls that was sold to another lender, court date is 10/29, I received no communication from this buisness until I was served with papers, and they have yet to show me where bealls owns this debt, I need to know how to proceed or what to do before the court date. Rausch Sturm is a veteran debt collection agency in the United States. I owe on one account. "Hello! The FinanceJar Team is a group of financial experts, writers, and industry professionals who collaborate to bring you fresh and simple insights into your finances. Verifying the debt information can expose reporting errors, which may get you out of paying a debt entirely. Rausch Sturm has been around for 40 years according to its website. So I got new forms today where it shows we came into an agreement however they are asking the judge for court fees of $385 for the server and a 5% interest annually. For the past 40 years, Rausch Sturm has been a medium-sized debt collection agency operating out of Brookfield, Wisconsin, with agents across several states. I have one bill to pay off. We place links on our website to our affiliates, and when you click those links, our affiliates compensate us for it. However, it, Things You Can Do Yourself When You Have a Lemon, Background Check Errors Can Cost you a Job and So Much More, Tenant Data Services Screening Report Dispute False Info or Errors, How to dispute background check errors that cost you a job, You are receiving early morning or late night calls from debt collectors, A debt collector attempts to collect more than you owe, You are being threatened with negative credit reporting, A debt collector attempts to intimidate you, Criminal accusations are being made towards you. Lots 81-82 Street C Disputing an incorrect entry on your credit report can be stressful and difficult. Within another hour the SAME number calls again, this time asking for me in very broken English. Most of these complaints relate to harassment, inaccurate reporting and failure to verify debt. This may affect the products and services that we showcase in our articles and how we place and order them. The plaintiffs complaint alleged that Rausch, Sturm, Israel, Enerson & Hornik, LLP violated FDCPA provision 1692g(b), which requires a collection agency to provide validation of a debt that has been disputed within thirty days of receipt of the dispute letter.